In a time where online classes are the primary mode for learning, there has been an increasing need for gadgets that can support video calls, store files, and handle basic encoding and presentation needs. These gadgets can be tablets, smartphones, or laptops—but none of these are easily afforded by families who rely on daily wages or prioritize having food on the table and paying bills.
This is what prompted the Government Service Insurance System (GSIS) to launch their Computer Loan Program to help families of government employees purchase a laptop or computer unit for work-from-home and online class purposes. (Read: Mcdonald’s Sets up ‘McClassrooms’ for Online Teachers)
The loan amounts to P30,000, but the insurance agency says that the computer units need not be exactly P30,000. “Pwede ring gamitin ito para sa Wi-Fi expense ng miyembro. Halimbawa, kung bumili sila ng computer na nagkakahalaga ng Php25,000, ‘yung sobrang Php5,000 sa proceeds ay pwede nilang gamitin sa load o pambayad sa Wi-Fi expense,” said GSIS President and General Manager Rolando Ledesma Macasaet.
GSIS Computer Loan Program
The GSIS has also provided the guidelines for the program so that members can check if they qualify for the loan. Here are the guidelines set by the insurance system for the Computer Loan Program.
The borrower should be an active member. The program will only be available for active GSIS members who have already paid at least three months of premiums.
The borrower should be a regular employee. A loan borrower should have a permanent appointment at their company. They should also not be on leave of absence without pay.
The borrower should have no pending criminal or administrative cases. A loan borrower’s records must be clean of any pending criminal or administrative charges for them to be qualified. (Read: DepEd to Relaunch School-Based Feeding Program Amid Pandemic)
The borrower should have no arrears under the GSIS Financial Assistance Loan (GFAL). If a borrower previously applied for the GFAL, they should have paid for it fully first before they can apply for the Computer Loan Program. Moreover, they should not have any past due GSIS loans except for housing loans.
The loan is payable for up to three years with a 6% interest rate per annum.